Term Deposit Rates
Term deposits rates are constantly changing inline with money markets. If the expectation is that interest rates will fall in the furture then term deposit rates over a longer term could actually be lower than the current short term rate. If the expectation is that interest rates will rise in the future then longer term rates will be higher than shorter term rates.
Below is a list of term deposit special offers in the Australian market place.
| Institution |
Product |
Interest Rates
|
Deposit Terms
|
Min Balance
|
More Info
|
 |
ME Bank Term Deposit |
Up To 6.50%p.a. |
1 month-2 years |
$1,000 |
More Information
T&C's
ME Bank Term Deposit |
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The ME Bank term deposit accounts offer competitive interest rates for a variety of terms. You can apply for a Standard Term Deposit Account if you are not a member of one of the participating superannuation funds or ACTU affiliated unions.
Standard Term Deposit Interest rates are:
- 3 months - 5.75% p.a.
- 6 months - 5.75% p.a.
- 12 months - 6.30% p.a.
- 2 years - 6.50% p.a.
|
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|
|
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UBank Term Deposit |
Up To 6.31%p.a. |
1 month-1 year |
$10,000 |
More Information
T&C's
UBank Term Deposit |
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With a UBank Term Deposit, you'll get:
-
A great interest rate. View all our rates.
- No fees
- The choice of a 1, 3, 6, 9 or 12 month term
- A 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit
- Instant interest, with the Turbo Deposit account opening process
- A government guarantee on deposits up to $1 million (limit applies to total funds deposited with NAB)
UBank Term Deposit Interest rates:
- 3 months - 5.71% p.a.
- 6 months - 6.31% p.a.
- 12 months - 6.01% p.a.
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Suncorp Bank Term Deposit |
Up To 7.25%p.a. |
1 month-5 years |
$1,000 |
More Information
T&C's
Suncorp Bank Term Deposit |
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With a Suncorp Bank Term Deposit, you'll get:
- Guaranteed, secure returns to give you peace of mind.
- Invest from just $1000.
- Lock your money in from 1 month to 5 years.
- Special negotiated rates may be available for investments from $100,000 and over. Call us for rates.
UBank Term Deposit Interest rates:
- 3 months - 5.50% p.a.
- 12 months - 6.35% p.a.
- 3 years - 7.25% p.a.
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Macquarie Term Deposit |
Up To 6.25%p.a. |
30 days-2 years |
$10,000 |
More Information
T&C's
Macquarie Bank Term Deposit |
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About the Macquarie Bank Term Deposit
- Competitive interest rates
- No establishment or account keeping fees
- Ease of application - Individuals can apply online in 10 minutes#
- A range of investment terms up to 24 months
- Minimum investment $10,000
- Specialised service - You'll get to speak to a real person when you call us during business hours
Macquarie Bank Term Deposit Interest rates:
- 3 months - 5.60% p.a.
- 6 months - 6.00% p.a.
- 12 months - 6.10% p.a.
- 2 years - 6.25% p.a.
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St.George Term Deposit |
Up To 6.00%p.a. |
4 months-5 years |
$5,000 |
More Information
T&C's
St George Term Deposit |
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About the St George Bank Term Deposit
- A range of terms to suit your needs from 1 month to 5 years
- Competitive interest rates
- A guaranteed rate of return for the term of your investment #
- Ability to set up Term Deposit in business or DIY Super name
St George Bank Term Deposit Interest rates:
- 4 months - 5.10% p.a.
- 8 months - 5.85% p.a.
- 12 months - 6.00% p.a.
- 2 years - 6.00% p.a.
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Bank Term Term Deposits
Bank term deposits have grown in popularity over the past few years mainly due to the uncertanty in both the property and financial markets. People are looking for high interest returns and low risk. The banks are also looking for other forms of obtaining funds due to the funding short fall from GFC. As a result we have seen more and more banks offing high introductory interest rates on their products to enitce prospects into depositing funds, and in some cases these introductory rates have moved higher than the cost of funds.
Bank Term Term Deposits
Bank term deposits have grown in popularity over the past few years mainly due to the uncertanty in both the property and financial markets. People are looking for high interest returns and low risk. The banks are also looking for other forms of obtaining funds due to the funding short fall from GFC. As a result we have seen more and more banks offing high introductory interest rates on their products to enitce prospects into depositing funds, and in some cases these introductory rates have moved higher than the cost of funds.
Bank Term Term Deposits
Bank term deposits have grown in popularity over the past few years mainly due to the uncertanty in both the property and financial markets. People are looking for high interest returns and low risk. The banks are also looking for other forms of obtaining funds due to the funding short fall from GFC. As a result we have seen more and more banks offing high introductory interest rates on their products to enitce prospects into depositing funds, and in some cases these introductory rates have moved higher than the cost of funds.
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